‘Can ICAS look at my tax file without my say so?’

I understand that the Institute of Chartered Accountants of Scotland (ICAS), the external regulators for accountants, can look at my individual tax or accountant’s file without my say so. Can this be right?  JA, Kent It seems that it is and thank you for highlighting a practice that may make some people uneasy.  ICAS, a professional body for More...

by Salman RKI | Published 1 month ago
By Salman RKI On Monday, October 16th, 2017
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Money Makeover: 'Can I get £30,000 a year in retirement?'

Money Makeover: 'Can I get £30,000 a year in retirement?' Originally Published By Telegraph.co.  More...

By Salman RKI On Monday, October 16th, 2017
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All change: round pound deadline is midnight tonight

The new coin has been called “the most secure in the world” and there are more than 1.5 billion of them in circulation. About one in 30 of the old round £1 coins in circulation is a counterfeit.  What More...

By Salman RKI On Monday, October 16th, 2017
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‘Can I get a refund from my bank for a filthy flat I stayed in on holiday?’

Six months ago I sent a claim to Nationwide credit card services under Section 75 of the Consumer Credit Act. I booked a month’s stay in an apartment and paid the deposit by credit card for the protection it More...

By Salman RKI On Monday, October 16th, 2017
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‘PayPal has charged me for purchases in a store I’ve never set foot in’

At 89 years old I have been selling my things on eBay (using PayPal for payments) to save my children doing it after I pass away. I give them the proceeds. On checking the account I noticed PayPal had charged More...

By Salman RKI On Monday, October 16th, 2017
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AI? Robotics? Will investing in the ‘tech bubble’ really be safer this time?

Exciting new technologies are booming. Some of the most interesting developments are in robotics and artificial intelligence but less eye-catching technologies, for instance behind driverless cars, are also growing More...

By Salman RKI On Monday, October 16th, 2017
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Why Friday the 13th creates peculiar bargains

This is even more marked when it is considered that Fridays are usually one of the most popular and expensive days of the week to travel. In 2015,  the cheapest day to fly was June 13th with flight prices 22pc More...

By Salman RKI On Monday, October 16th, 2017
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‘I was a single mum working three jobs for less than £16k a year

She now produces three or four bestsellers a year, for which she is paid six-figure advances. Her working day is 10 hours and she writes seven days a week, including on Christmas Day. Over the past five years More...

By Salman RKI On Monday, October 16th, 2017
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It’s Your Money, episode 7: Is now the time to buy gold

Welcome to the latest free Telegraph It’s Your Money podcast, which helps you navigate your finances and make the most of your money. On this week’s podcast we talk about whether we should all be More...

By Salman RKI On Monday, October 16th, 2017
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What will happen to your investments if interest rates rise?

Investing in a strategic bond fund, where the fund manager has the freedom to invest in a mix of quality, high-yield and government bonds, is a good way of lowering risk. Experts we regularly consult like Artemis More...